New Year's Day

January 1st  
 

Martin Luther King Day

3rd Monday in January  
 

George Washington Day

3rd Monday in February  
 

Memorial Day

Last Monday in May  
 

Independence Day

July 4th  
 

Labor Day

1st Monday in September  
 

Columbus Day

2nd Monday in October  
 

Veteran's Day

November 11th  
 

Thanksgiving Day

4th Thursday in November  
 

Christmas Day

December 25th  

If a holiday falls on Sunday, it will be observed on the following Monday. There may be exceptions to this rule as determined by the Federal Reserve Bank.