Card Access is an online payment system that provides you with information about your credit card account, including transaction activity, and permits you to make one-time payments or set up recurring automatic payments of your credit card bill. Payments made through Card Access result in electronic funds transfers from the depository account you choose and establish on file. Electronic transfers from consumer accounts are covered by Regulation E, which may limit your liability for unauthorized transfers where you give timely notice.
Access to Card Access is through a unique name known as your User ID and a password that you create when you sign up. You should never share this information and should keep it confidential and stored in a secure location. We use this information to authenticate your identity when you log on to the site to prevent unauthorized access. We will never email you and ask you for your user ID, password or other personal information. We will email you upon setup to your email address on file with a confirmation code for you to complete your sign-on process.
We will capture your IP Address during the enrollment process as well as other attributes to create a device fingerprint. We will allow up to 5 different IP addresses. This enhanced security feature is offered to protect the user and all of your security information. We reserve the right to restrict certain IP addresses to prevent fraud.
To protect the information you provide through the site, we use strong encryption and secure socket layering. Encryption refers to the practice of scrambling data so unauthorized parties cannot decipher it and obtain your personal information. We require that your browser use 128-bit encryption. We automatically disconnect you after a period of inactivity. We also limit the type of transfers you may make through the site. You may only pay your credit card bill through the site and cannot make transfers to any other account.
You too can mitigate the risk or unauthorized access to your accounts by doing the following:
Identity Theft – To report the theft of your identity, please call (800) 556-5678
Lost or Stolen Card – To report a lost or stolen card, please call (800) 556-5678
For further information relating to credit card fraud or identity theft, visit http://www.ftc.gov/bcp/menus/consumer/data.shtm
We collect the following types of information through your use of this site:
We use this information to:
We will not share or disclose any of the personally identifiable information about you to third parties other than what is required to provide services to you through this site.