Allow one of BSV dedicated mortgage professionals to help you decide on the loan that best fits your needs and circumstances.

Spending Patterns

If you like spending money, then you should spend less on your mortgage each month by qualifying under the maximum amount you can afford. Otherwise you can repay your loan sooner by increasing your monthly mortgage payments and save money on interest payments.

Payment Security

An adjustable-rate mortgage (ARM) usually offers a lower initial interest rate, however, your mortgage payments may move up or down periodically.

Term of Occupancy

A fixed rate mortgage is best if you plan on staying in your home for a while. If you plan on moving within a few years, an adjustable-rate mortgage will save thousands of dollars in interest or a buy down because the initial interest rate is lower.

Equity Build-up

The sooner you repay your loan, the faster your home's equity grows. To repay faster choose a shorter loan term (15 year).

Most Popular Programs Available

Fixed Rate

Adjustable Rate

Interest Only or Interest First

VA Loans 

VHDA Loans

  *Contact Mortgage Department for other options not listed