Small Business Loans
No dream is too bold

The last several years have been hard for many local businesses. Consumers tightened their wallets, and business owners felt the pinch. Many businesses resorted to layoffs, delaying expansion plans, and putting dreams on hold. If you are a small business owner, now may be the time to start working on your goals that were put on the shelf during the recession.

At The Bank of Southside Virginia, we have been lending throughout the recession, and are lending today. Our business lenders want to hear about your goals and work with you on a plan for your business’ future. We have a diverse lending history. Our portfolio includes your local farmer’s crop loan, the neighborhood church’s construction loan, as well as the multi-million dollar project for new commercial space. There is no dream too bold.

Personal Loans
No dream is too far

Thinking about consolidating debt, making a large purchase, or taking a much needed vacation? BSV offers dependable financing to fit your borrowing needs. Personal loans can be secured or unsecured with competitive interest rates. Visit one of our branches to discuss your plans with a loan officer and we will help you determine the loan that is right for you. You can also apply now with our online loan application. No dream is too far.

Home Loans
No dream is too big

Buying a new home can be an exciting and busy time. It’s important to have a financial partner that will help you determine the type of mortgage loan that fits your situation. Our dedicated mortgage professionals can help guide you through the process, explain what you need to know, answer any questions you may have and help smooth the bumps in the road. BSV offers fixed rates mortgages, as well as adjustable rate, balloon, and construction loans.

Do you already own your home and need to make home improvements or consolidate debt? With our Home Equity Loan, the equity in your existing home can help you accomplish these goals and then some. There are limitless uses for the equity in your home. No dream is too big.

Auto Loans
No dream is too fast

Is it time to upgrade that old ride? BSV offers auto loans with competitive rates and flexible terms. Whether it is new car, or a used car that is new to you, we will finance your purchase. Our seasoned staff are ready to assist you so that… No dream is too fast.