Regulation-E
New federal regulations give debit and ATM card users additional options regarding overdrafts. In line with these new regulations The Bank of Southside Virginia is giving you the ability to choose how we handle an overdraft on your account(s).

The Basic Facts
An overdraft means you do not have enough money in your account to cover a transaction. Under the new regulations BSV will not cover overdrafts on ATM or everyday debit card transactions unless you opt-in.

The Choice is Yours
If you would like to learn what the standard overdraft practices are that will come with opting-in, what fees will be charged if BSV pays an overdraft and other details about Bounce Protection click here.

If you are ready to make your choice please fill out the form below.