 |
|
For competitive rates and prompt
loan approval, see one of BSV's experienced loan officers. You may
call your local BSV branch office to discuss your loan needs or to
get a rate quote. To request a
loan application and for loan questions you can also email BSV. |
 |
Construction |
|
Mortgage |
|
Personal |
|
Small-Dollar |
|
Secured |
|
CONSTRUCTION LOAN
When your goal is to build your dream house the
way you want it to be, BSV can make it a reality. Although financing
for home construction is getting harder to find, BSV still offers a
full range of services for the future homeowner. Interest rates are
highly competitive and loan approval is fast. Funds are distributed
at regular intervals during the construction process. While your new
home is taking shape, arrange your permanent financing with BSV,
too.
 TOP |
|
MORTGAGE
LOANS
Home ownership is the "American Dream." Not only do we feel proud when we own our home, but as we increase the equity in the property, we build a valuable asset. Whether you are buying your first house, stepping up to a bigger home, buying a vacation cottage or refinancing your present residence, BSV has a mortgage loan to satisfy your needs. BSV is an Equal Housing Lender. We have several loan types to offer.
For more
information click the Mortgage Services tab at the top of this page
TOP |
|
PERSONAL LOANS
We tailor our personal loans to your individual
needs. Your plans may include a major purchase such as a car, a boat
or travel trailer. Perhaps you wish to purchase household items or
send your child to school. Maybe you would like to fix up your
present home or take that dreamed of vacation. Let BSV help you make
your dreams come true!
Your goal may be to consolidate your debts into
one easy monthly payment. BSV offers debt consolidation loans that
will fit your financial situation.
For extra convenience and savings, we offer
automatic transfers from either a BSV checking or statement loan
payment. When you choose this option, we will deduct 1/4% from the
already low interest rate on your loan. (This
discount does not apply to vehicle loans originated by Automobile
Dealers.)
BSV offers Debt Cancellation to
protect your family in case of your death.
TOP |
AFFORDABLE SMALL-DOLLAR
LOANS
Sometimes emergencies or unexpected
events create a need for instant cash. When payday is too far away
or your paycheck won’t stretch far enough to cover the unexpected
crises in life, BSV can usually find a way to help. We will work
with you to set up a short-term affordable small-dollar loan with
convenient repayment terms.
Our small-dollar loans are easy to access.
Just drop by any BSV branch and talk to one of our on-site lending
officers. It takes just a few minutes to apply, and in most cases
the loan approval process is handled by the loan officer in the
branch. Once the loan is approved, the money is available
immediately.
Visit any of our fifteen
convenient locations today and find out why it pays to talk to your
local community banker at BSV
TOP |
|
SECURED LOANS
If you're a little short on cash but have other
assets, a BSV secured loan can provide the cash you need while
leaving those assets untouched. A BSV loan may be secured by
assigning to the bank collateral such as a Certificate of Deposit, a
Statement Savings account , the cash value of a life insurance
policy or stocks and bonds. The interest rate is competitive
and you have immediate access to the cash value of those assets.
Once the loan is repaid, the assignment of collateral is released.
Automatic transfers from either a BSV checking or
savings account are available to pay the regular monthly installment
loan payment. When you choose this option, we will deduct 1/4% from
the already low interest rate on your loan.
(This discount does not apply to vehicle
loans originated by Automobile Dealers.)
BSV offers Debt Cancellation to
protect your family in case of your death.
TOP |
|
