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REGULAR CHECKING
Open a regular checking account with a small opening deposit and get all the convenience of paying bills by check. There is no limit on the number of checks you can write each month and your checks provide a record of your
spending. With relationship banking at BSV, you may never pay a monthly service charge on your regular checking account. If you carry a balance of $5,000 in savings or $10,000 in a Certificate of Deposit, Advantage Account, Premier Account,
Premier Plus or a Money Market Investment Account, monthly service charges are waived on your regular checking account.
Use of BSV's online banking services NetTeller
and Bill Payment are free of charge.
There is also no annual fee for a BSV MasterCard or Visa credit
card.* *Subject to credit approval.
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NON
PROFIT CHECKING
Any non-profit organization may open a regular checking account with a small opening balance. All monthly service charges are waived when the account carries a minimum or average balance that meets the requirements as specified in the most recent BSV Service Charge Schedule. Please ask your BSV banker for a copy of the latest schedule.
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LIFELINE
CHECKING
Lifeline checking is an inexpensive way to have the convenience of a checking account with a minimal service charge. Lifeline checking can be set up with a small opening deposit. Check images are stored by the bank indefinitely.
The account allows unlimited check writing,
and
use of BSV's online banking services NetTeller and Bill
Payment free of charge.
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SUPER
SAVER CHECKING
A direct deposit from your employer or other income source (Social Security, etc.) is the only qualification you need to open a Super Saver checking account. There is no monthly service charge and no minimum or average balance required. During a statement cycle, the first twenty checks post to the account with no fee. Thereafter, a small per check fee applies to each check. Check images are stored by the bank indefinitely.
Use of BSV's online banking services NetTeller and Bill Payment are
free of charge.
Direct deposits, through the Automated Clearing House (ACH)
network, are transfers of funds originating from a remote source.
Social Security, disability and other government payments may
be electronically credited to your account automatically.
Most non-governmental employee retirement plans also offer
electronic credits.
Whether you are retired or still on the job, you
benefit from the convenient ACH direct deposit service because
deposits are automatic and always on time, even if you cannot get to
the bank. You can relax
at home in bad weather or take an extended vacation with the
satisfaction of knowing that your deposit has arrived safely at the
bank on the proper day.
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STUDENT
CHECKING
Full-time students age 22 or younger may open a student checking account. Check images are stored by the bank indefinitely.
The account allows unlimited check writing,
and
use of BSV's online banking services NetTeller and Bill
Payment free of charge.
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PRIME TIME BANKING
Reaching the age of 55 has its rewards,
particularly at The Bank of Southside Virginia. We have assembled a
package of services especially for you. We call it Prime Time
Banking, and we make it easy to qualify and sign up.
There
are just two qualifications for Prime Time Banking:
-
You must be 55 or older, and
-
You must maintain $2,500 in a BSV
Statement Savings account or maintain $5,000 in a Advantage
Account, Premier
Account, Certificate
of Deposit or Money
Market Investment Account.
Prime
Time Banking customers receive:
No annual
fee on Sideline Reserve
(overdraft protection) **
Statement
savings account with no monthly service charge
Free
personal checks (BSV wallet style personal checks only, in
quantities of 200)
No fee
Cashier's Checks
No fee
Travelers Checks
Free notary
service
No fee
personal incoming wire transfers
Free photocopies, up to 5 per month
A handsome Prime
Time Banking checkbook cover
Your checks
will carry the Prime Time Banking logo above the signature line
A Prime
Time Banking wallet ID card
*
If qualifying balances are not maintained, regular service
charges apply.
**
Federal law prohibits this fee waiver before age 62.
Application
required and subject to standard credit approval.
To
sign up for Prime Time Banking, visit any of our branch
locations.
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ELECTRONIC CHECK IMAGES
All checks written from your BSV
account (s) are stored at the bank as electronic
images. Checks are not
returned in monthly statements.
Certain checking account types have the option to receive
printed check images. All
customers may view their check images online with BSV NetTeller.
Image Statements
This service is optional for Premier
Plus Checking, Premier Checking, Advantage Checking, and Regular
Checking. If one of
these accounts falls below the minimum or average balance required
to waive monthly service fees, and a monthly fee is assessed, there
is a slight increase in that fee for electronic check images to
cover the cost of production and postage.
Please request the latest BSV Service Charge Schedule for a
detailed listing of balance requirements and monthly service fees.
Check images are provided
automatically with Money Market Investment Accounts, Advantage
Non-Personal Checking, Business Checking and Money Market Business
Investment Accounts.
Images Online
Internet
users can see check images online at no cost by signing up for BSV
NetTeller. Online
check images are available for all checking accounts.
Images are sharp and clear.
You can see both the front and back of a check, print the
check and save the image to your computer’s hard drive for later
use.
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