PERSONAL BANKING – PERSONAL CHECKING

INTEREST BEARING


All interest bearing checking accounts are FDIC insured to $250,000 and come with our Anytime Banking suite of services at no extra charge. You can choose Monthly Check Safekeeping or Image Statements. BSV wallet style checks and unlimited check writing are standard features. When the minimum balance is maintained the services charges are waived. Direct Deposit, Overdraft Protection and Stop Payments are also available for these account types.

Advantage Account

Key Features

  • Flat interest rate
  • $100 minimum opening deposit
  • If a $10,000 minimum balance is maintained you qualify for a Regular Checking Account with no monthly fee
  • Prime Time benefits available for age 55 or older; minimum balance and service fees apply

Premier Account

Key Features

  • Flat interest rate
  • $500 minimum opening deposit
  • If a $10,000 minimum balance is maintained you qualify for a Regular Checking Account with no monthly fee
  • No annual fee on a BSV Visa or MasterCard

Premier Plus Account

Key Features

  • Tiered interest rates
  • Concurrent Checking and Investment statements available
  • $5000 minimum opening deposit
  • Non-refundable annual fee
  • If a $10,000 minimum balance is maintained you qualify for a Regular Checking Account with no monthly fee
  • Daily sweep available for a monthly fee*
  • No annual fee on a BSV Visa or MasterCard Regular or Gold Card (subject to credit approval)
  • Free personal incoming domestic wires
  • $25 annual rent credit on any size Safe Deposit Box

*A daily sweep investment option is available for balances over $20,000.00. The Swept funds are not FDIC insured, nor guaranteed by BSV and may loose value.