PERSONAL BANKING – PERSONAL CHECKING

NON-INTEREST BEARING


All non-interest bearing checking accounts are FDIC insured to $250,000 and come with our Anytime Banking suite of services at no extra charge. Direct deposit, Overdraft Protection and Stop Payments are also available for these account types.

Regular Checking

Key Features:

  • Monthly Check Safekeeping or Image Statement
  • $100 opening deposit
  • Unlimited check writing
  • Relationship Banking – no service charge with qualifying balances in related accounts
  • Free BSV wallet style checks with Prime Time Banking
  • Service charges waived when minimum or average balance is maintained
  • Automatic transfer in-house through AFT
  • Automatic debits or credits through ACH

Life-Line Checking

Key Features:

  • Monthly statement
  • Check Safekeeping required
  • $50 opening deposit
  • No minimum and average balance requirements
  • Unlimited check writing with a fee per check
  • $6 Flat Fee monthly service charge
  • Automatic transfer in-house through AFT
  • Automatic debits or credits through ACH

Super Saver Checking

Key Features:

  • Monthly statement
  • Check Safekeeping required
  • Direct Deposit required
  • $50 opening deposit
  • No minimum or average balance requirements; no monthly service fee
  • Automatic transfer in-house through AFT
  • Automatic debits or credits through ACH

Student eChecking

Key Features:

  • Monthly statement
  • Check Safekeeping required
  • $50 opening deposit
  • Customer must be full time student aged 23 or younger
  • NetTeller and eStatements required
  • Automatic transfer in-house through AFT
  • Automatic debits or credits through ACH