PERSONAL BANKING – PERSONAL SAVINGS

INTEREST RATES


CD Rates



PRODUCT RATE APY
6 Month CD 0.15% 0.15%
1 Year CD 0.25% 0.25%
18 Month Step-Up CD* 0.30% 0.30%
2 Year CD 0.45% 0.45%
2 1/2 Year CD 0.50% 0.50%
3 Year CD 0.65% 0.65%
4 Year CD 0.80% 0.80%
5 Year CD 1.00% 1.00%
*18 Month Step-Up has mandatory monthly interest payments.
MINIMUM TO OPEN/OBTAIN APY
6 Month $2,500
1 Year $1,000
18 Month $1,000
18 Month Variable $100
2 Year $1,000
2 1/2 Year $1,000
3 Year $1,000
4 Year $1,000
5 Year $1,000

IRA Rates



PRODUCT RATE APY
6 Month Fixed Rate 0.15% 0.15%
1 Year Fixed Rate 0.25% 0.25%
18 Month Fixed Rate 0.30% 0.30%
18 Month Variable Rate 0.30% 0.30%
2 Year Fixed Rate 0.45% 0.45%
2 1/2 Year Fixed Rate 0.50% 0.50%
3 Year Fixed Rate 0.65% 0.65%
4 Year Fixed Rate 0.80% 0.80%
5 Year Fixed Rate 1.00% 1.00%
MINIMUM TO OPEN/OBTAIN APY
6 Month $2,500
1 Year $1,000
18 Month $1,000
18 Month Variable $100
2 Year $1,000
2 1/2 Year $1,000
3 Year $1,000
4 Year $1,000
5 Year $1,000

CD and IRA Rates are current as of 5/16/13. Rates are subject to change without prior notice. Fees or early withdrawal penalties could reduce earnings on accounts.

An early withdrawal penalty of three month’s interest on the amount withdrawn will be assessed on the 6 month and 1 year CDs and IRAs. An early withdrawal penalty of six month’s interest on the amount withdrawn will be assessed on the 18 month to 5 year range of CDs and IRAs. Contact BSV at (434) 246-5211 or (800) 619-5211 for confirmation of rates and additional maturities and rates.

APY=Annual Percentage Yield


Savings Account Rates


Interest is earned daily on accounts that carry the minimum balance beginning on the date of deposit. Interest is compounded and paid quarterly.

Minimum to obtain APY: $300

Minimum to open: $50; $25 for ages 23 and under

RATE APY
0.15% 0.15%

Rates are current as of 5/16/13. Rates are subject to change without prior notice.
The rate may change after the account is opened.
Fees could reduce earnings on the account.
Contact BSV at (434) 246-5211 or (800) 619-5211 for confirmation of rate.

APY=Annual Percentage Yield


Money Market Rates


Interest is earned daily on accounts that carry the minimum balance beginning on the date of deposit. Interest is compounded and paid monthly.

Minimum Balance to Obtain Yield RATE APY
2500.00 - 9999.99 0.10% 0.10%
10000.00 - 24999.99 0.10% 0.10%
25000.00 - 99999.99 0.20% 0.20%
1000000.00 or More 0.30% 0.30%

Rates are current as of 5/16/13. Rates are subject to change without prior notice.
The rate may change after the account is opened.
Fees could reduce earnings on the account.
Contact BSV at (434) 246-5211 or (800) 619-5211 for confirmation of rate.

APY=Annual Percentage Yield