Credit Card Application

Credit Card Application

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Important Disclosures

Interest Rates / Charges

APR* for Purchases (*Annual Percentage Rate)

Gold Card    Prime + 8.70%

The APR for the Gold cards will vary with the market based on the Prime Rate.

APR for Balance Transfers

Gold Card    Prime + 8.70%

The APR for the Gold cards will vary with the market based on the Prime Rate.

APR for Cash Advances

Gold Card    Prime + 8.70%

The APR for the Gold cards will vary with the market based on the Prime Rate.

How to avoid paying interest on purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum interest charge

If you are charged interest, the charge will be no less than $1.00.

Credit card tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore

Fees

Annual Fee

$39

Gold

Transaction Fees

Balance Transfer

$10 or 5% of the amount of each transfer will apply, whichever is greater.

Cash Advance

2% of the amount advanced

Foreign Transaction

2% of each transaction in U.S. dollars

Penalty Fees

Late Payment

5% of the unpaid portion of the Minimum Payment or $20.00, whichever is greater

Over-the-Credit Limit

Up to $20.00

Returned Payment

$35

This application takes on average 5 minutes to complete. If necessary, you can save your progress and complete this application at another time without losing your information. After you submit the completed application, it will be processed and you will then be contacted by BSV with the status of your application.


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Secondary - Personal Information












Previous Address




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Relatives

Relative Contact Information






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Credit Information
*If this is a joint application, please combine financial amounts when applicable.*


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