Products & Services

Agricultural Loans

For generations, farming has been the backbone of Southside Virginia. At BSV, we're proud to stand alongside the farmers, growers, and agri-businesses that feed our communities and fuel our local economy.
Farm field in Southside Virginia
Farm field in Southside Virginia

Rooted in Farming. Invested in You.

Whether you're financing land, upgrading equipment, or building new facilities, BSV offers flexible lending solutions designed around the unique needs of agriculture.

A Team That Knows Farming

Our ag lending team has more than 75 years of combined experience serving Southside Virginia farmers. We understand the challenges of working the land, and we're committed to helping you protect your investment and grow your future. Because at BSV, you're not just another loan file - you're our neighbor. And when your farm succeeds, our whole community thrives.

Lending Solutions for Every Season

We know agriculture isn't like other industries. That's why our loan programs are built with flexibility and common sense.

Operating Lines of Credit

Keep your farm running smoothly year-round

Land Financing

Purchase, refinance, or expand your acreage

Equipment Loans

Finance tractors, trucks, and machinery to keep you moving forward

Construction Loans

Build or improve homes, barns, shops, and storage facilities

Repayment that matches your harvest

Choose monthly, bi-weekly, semi-annual, or annual schedules

Land loans with no acreage minimums or maximums

Big or small, we'll work with you

Flexible down payment options

Even pledge equity instead of cash

Partnerships that open doors

Access to FSA guarantees and programs through USDA, Farmer Mac, and VSBFA

Let's Grow Together

Ready to finance your next season? Let's talk about how BSV can support your farm.
Disclaimer: Loans and credit products are subject to credit approval. Terms and conditions apply.