Products & Services

Commercial Construction Loans

Every great building starts with a strong foundation - and financing is no different. For more than a century, BSV has helped small businesses across Central and Southern Virginia bring their projects to life.
Commercial construction project in progress
Commercial construction project in progress

Building Businesses. Building Communities.

From breaking ground to cutting the ribbon, our Commercial Lending team is with you every step of the way. With nearly 100 years of combined experience, our lenders know construction lending inside and out. We don't just provide loans - we provide guidance, local expertise, and a genuine commitment to helping you grow.

A Partner Who Builds Alongside You

When you choose BSV, you're not just financing a project - you're building a relationship. Our Commercial Lending team takes the time to understand your vision and make sure you have the resources you need to succeed. Because when your business grows, our community grows stronger too.

Why Choose BSV for Construction Lending?

We believe building your business shouldn't come with unnecessary stress. That's why our construction lending solutions are designed to keep the process simple, flexible, and personal.

Local Decision-Making

Fast answers from people who know your community

Competitive Interest Rates

Keep more of your money working in your business

Online Account Access

Monitor your loan and make payments anywhere, anytime

Personalized Loan Service

One point of contact who knows your project

Bill Pay for Materials and Labor

We pay invoices directly, saving you time

Contractor Draws

Flexible draw schedules tailored to your project needs

Construction Line of Credit

Pay interest only on what you use as the project progresses

Automatic Payments

Focus on your business while we handle the details

Ready to Break Ground?

Let's build something great together.
Disclaimer: Loans and credit products are subject to credit approval. Terms and conditions apply.