Personal Banking
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Credit Cards

Two young adults celebrating their graduation

Apply for a BSV credit card

Kickstart your future, and your credit score, today. When it's time for your first apartment or car, you'll be ready.

Helpful Features & Benefits

Build credit with the card that's built for you.

Manage from your phone.

Easily track purchases, view activity, and make payments right from our app.

Stay in control.

Start seeing how you're spending your money and develop responsible payment habits.

*Enjoy a grace period.

Make the most of your card by paying in full by the due date and avoid paying interest.

Secure a competitive rate.

BSV credit cards have competitive rates and low annual fees.
Two young adults enjoying time outdoors together

A familiar way to pay, with credit-building potential.

Use our credit card on everything you're already buying. Pay it off in full each month and watch your credit score start to build.

Why? For the day you want your own apartment or car. A good credit score may help you qualify for lower interest rates, meaning you may pay less over the course of a loan. It also shows companies how financially responsible you are and if they're willing to give you a loan. So start building it today—thank yourself tomorrow.

Your kids are grown, but never on their own.

You want to help your child learn how to manage money, make payments on time, and understand credit in a real-world way. Because their first credit card is about more than spending—it's about building their financial future. Our card is that easy, manageable, and important next step for the both of you. With BSV, they get the convenience they want and the local support you trust. Help kickstart their future by being a co-applicant today.

A parent and graduate celebrating together

Ready for a Card That Fits Your Life?

You need a credit card that's easy to manage, backed by people you can trust. Your BSV credit card is just a few clicks away.
Disclaimer: Must be 18 or older to apply. Credit cards are subject to credit approval. Terms and conditions apply. Responsible use, including making on-time payments and keeping balances low, helps build credit. Late payments, missed payments, or high balances may hurt your credit. *A 25-day grace period means cardholders can avoid paying interest on new purchases as long as they pay the full statement balance by the due date each month. Purchase APR: 15.45%. Balance Transfer APR: 15.45%. Cash Advance APR: 15.45%. These APRs may vary with the market based on the Prime Rate. Annual Fee: $39. Minimum Interest Charge: If interest is charged, the charge will be no less than $1.00. Balance Transfer Fee: $10 or 5% of each transfer, whichever is greater. Cash Advance Fee: 2% of the amount advanced. Foreign Transaction Fee: 2% of each transaction in U.S. dollars. Grace Period for Purchases: Your due date is at least 25 days after the close of each billing cycle. We will not charge interest on purchases if you pay your entire balance by the due date each month. Rates and fees shown are accurate as of June 25, 2026, and are subject to change. APRs may vary with the market based on the Prime Rate. See application and credit card agreement for complete terms.