Products & Services

Construction Loans

At BSV, we've been helping families and builders bring dream homes to life across Central and Southern Virginia for over a century. Whether you're working with a contractor or taking the reins as your own general contractor, we'll be with you every step of the way.
Home construction site
Home construction site

Building Homes. Building Futures.

Our construction loans are designed with flexibility and simplicity in mind. From rural acreage to neighborhood lots, from blueprints to move-in day, BSV makes financing your home construction project straightforward and stress-free.

Your Partner from Planning to Completion

Our experienced construction specialists will guide you through the process - from planning and design to the final inspection. We'll make sure you have the financial tools and personal support you need at every stage. Because at BSV, we don't just finance buildings - we help families build futures.

Why Finance Construction with BSV?

Local Decision-Making

Fast approvals from lenders who understand your community

Competitive Interest Rates

Keep more of your money in your project

Online Account Access

Monitor progress and make payments anytime, anywhere

Personalized Loan Service

One dedicated specialist, not a call center

Bill Pay for Materials & Labor

We'll pay invoices directly, so you can focus on your build

Contractor Draws

Flexible draw schedules tailored to your project's pace

Construction Line of Credit

Pay interest only on the funds you use as construction progresses

Automatic Payments

Spend less time on bills, more time on your new home

Ready to Break Ground?

Start a construction loan inquiry or meet with a local BSV lending specialist to talk through your plans.
Disclaimer: Construction loans are subject to credit approval. Terms and conditions apply.