Home Financing with a Local Touch
At BSV, our lenders live and work right here in your community, guiding you every step of the way. We offer both Fixed Rate Mortgages and Custom Mortgage Solutions, giving you options to find the loan that fits your needs and your future.
Fixed Rate Mortgages
For borrowers who want long-term stability, our fixed rate mortgages are a smart choice. You'll enjoy predictable monthly payments that make budgeting easier.
Fixed Rate Mortgage
Predictable monthly payments for easier budgeting
Local Lender
Personal guidance from someone you know and trust
Flexible Mortgage Options
Options for a variety of financial situations
Custom Mortgage Solutions
Some borrowers have unique needs — and we specialize in helping them. These locally serviced mortgage options are underwritten right here at BSV by experts who understand our community and market.
Custom Mortgage Solutions are ideal for borrowers with more complex financial situations or those looking for shorter-term flexibility. And because servicing stays with us, you'll always have the convenience of paying online or stopping by your local branch.
Local Underwriting
Knowledgeable market experts making the decisions
Flexible Credit Standards
Options for a variety of financial situations
Local Servicing
Make payments online or in person, and talk directly with a BSV employee
Customized Solutions
Work with lenders who understand complex borrowers and create the right fit
Why Choose BSV for Your Mortgage?
Access to local lenders who guide you through the process
A variety of mortgage options to fit both traditional and unique borrowing needs
The reassurance of working with Southside Virginia's last locally owned community bank
Service rooted in trust, flexibility, and personal relationships
Ready to Take the Next Step?
Your home is one of your biggest investments. Let BSV help you finance it with confidence.
Disclaimer: Mortgage loans are subject to credit approval. Terms and conditions apply.