Business Loans

Loan Types

BSV has a variety of loans to meet most business needs:
  • Commercial real estate
  • Construction
  • Agricultural
  • Small Business Administration
  • Letter of credit
  • Religious organization loans

What do you need to get a business loan?

If you're ready for a new business loan, we'll need some information to get started. Having these documents can help expedite the process. You may need to supply more specific information after meeting with a commercial or business loan officer.
To get started, we will need
  • Personal and/or business financial statement
  • Tax returns for most recent 3 years
  • Debt listing
  • Rent roll
  • Business license
  • Articles and bylaws
  • Operating agreement
  • Business plan

Loan Officers

There's no better business or commercial loan officer to have than one that lives and works in your community. Our team of lenders has a combined 100 years of experience in lending to Virginia business owners. Want to know more? Give them a call.
Chris Everett
As Senior Vice President, Chris has 20 years of lending experience, all with BSV. He currently specializes in Agricultural and Commercial lending offering FSA, USDA, SBA, and VSBFA loan programs. Chris also handles all types of personal and commercial construction lending offering both Contractor and Owner/Builder construction loan programs. He grew up in the Old Hickory community of Dinwiddie County and is a member of Concord United Methodist Church and serves on the Finance and Audit Committees.
Bud Yerly
A 1982 graduate of James Madison University, Bud has been serving the banking needs of the Tri-City area since 1994. He has worked in all facets of the industry, allowing him to bring a consultative, relationship-driven approach to his clients. It is his goal to become a trusted advisor for his clients using his experience and knowledge to help his clients grow and prosper. Bud’s specialty is taking care of business owners’ banking needs.
Lauren Harper
Bringing 35+ years of lending experience in Western Tidewater, Lauren Harper has joined BSV. Her commitment to serving the Franklin/Southampton community closely aligns with our values. Visit BSV to meet Lauren and experience personalized banking tailored to your needs. Offering the full community banking experience since 1905.