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Personal Banking

Accounts for Children & Youth

From first deposits to first jobs, BSV is here to help children grow into confident, money-smart adults.

Whether they're just learning the value of a dollar or ready for the responsibility of managing their own spending, our accounts for children and youth are designed to meet them where they are—and where they're going next.

Explore Youth Accounts
Parent holding a toddler while using mobile banking at home

From Piggy Banks to Paychecks

Start with the right account.

BSV offers two ways to help children build financial confidence: a Children’s Savings Account for learning the basics and a Student Checking Account for teens ready to manage everyday spending with local support.

Children’s Savings Account

Teach the basics. Celebrate the milestones.

Perfect for young savers just getting started, our savings account makes it easy to build good habits early—with no monthly maintenance fees and interest that grows with them.

  • Earn interest from the first deposit
  • Teach the power of saving over time
  • Accounts available for minors (under 18 years of age) with no monthly service charges or minimum balance requirement
Talk to Us About Children’s Savings
Parent talking with a child about saving money
Parent helping a student use online banking

Student Checking Account

Real responsibility, real support.

When your teen is ready to manage their own money, BSV makes it simple—and safe. Our student checking account gives them modern tools and local guidance to build financial confidence.

  • Debit card with spending limits
  • Free online and mobile banking
  • Helps build confidence and money skills
  • No monthly service charges for students under age 23
Talk to Us About Student Checking

Support a Child on the Path to Financial Literacy

We’ve created a handy, age-by-age resource for families—covering money basics from preschool through high school. Use it as a conversation starter or teaching tool alongside their BSV account.
Download the Financial Literacy Guide
Banking That Grows With Them

Why BSV?

Locally Owned

Southside Virginia’s only locally owned community bank.

A Century of Trust

Trusted for over a century by families just like yours.

Neighborly Service

Personalized, neighborly service—online and in-person.

Built to Grow

Flexible tools that grow with your child.
From Piggy Banks to Paychecks. From First Grade to First Car. Help your child start strong—with a bank that’s built to grow with them.

Disclosure

The Children's Online Privacy Protection Act protects children under the age of 13 from the online collection of personal information. Our website and online services are not directed to children under the age of 13, and we do not knowingly market to or solicit information from them. We recognize that protecting children's identities and privacy online is an important responsibility. For additional information on COPPA protections, please review our website disclosures.