Boost your business

Business Loans

We have local community loan officers with the experience to get the job done for businesses small to large who are looking for a loan. A loan can help you expand, add more employees, invest in additional inventory, and so much more. With an average of 35 years in lending experience, our lenders are knowledgeable, dedicated, and committed to finding the best financial fit for you.

Loan Types

BSV has a variety of loans to meet most business needs:

  • Commercial real estate
  • Construction
  • Agricultural
  • Small Business Administration
  • Letter of credit
  • Religious organization loans

What do you need to get a business loan?

If you’re ready for a new business loan, we’ll need some information to get started. Having these documents can help expedite the process. You may need to supply more specific information after meeting with a commercial or business loan officer.

To get started, we will need:

  • Personal and/or business financial statement
  • Tax returns for most recent 3 years
  • Debt listing
  • Rent roll
  • Business license
  • Articles and bylaws
  • Operating agreement
  • Business plan

Loan Officers

There’s no better business or commercial loan officer to have than one that lives and works in your community. Our team of lenders has a combined 100 years of experience in lending to Virginia business owners. Want to know more? Give them a call.

Chris Everett

As Senior Vice President, Chris has 20 years of lending experience, all with BSV. He currently specializes in Agricultural and Commercial lending offering FSA, USDA, SBA, and VSBFA loan programs. Chris also handles all types of personal and commercial construction lending offering both Contractor and Owner/Builder construction loan programs. He grew up in the Old Hickory community of Dinwiddie County and is a member of Concord United Methodist Church and serves on the Finance and Audit Committees.

Bud Yerly

A 1982 graduate of James Madison University, Bud has been serving the banking needs of the Tri-City area since 1994. He has worked in all facets of the industry, allowing him to bring a consultative, relationship-driven approach to his clients. It is his goal to become a trusted advisor for his clients using his experience and knowledge to help his clients grow and prosper. Bud’s specialty is taking care of business owners’ banking needs.

John Paul


John is a true community member, having grown up in Prince George county. He left the area to attend Radford University and graduated in 2020. Currently, he is a BSV Lending Management Trainee and is learning the ropes from the ground up. Utilizing new technology is his way of making the loan process easy for the customer. John is a member of Tri- Cities Young Professionals.

Will Esque

will esque

Working as a Business Development Officer at BSV allows Will to use his previous experience as a commercial loan officer. He grew up in the Chester area, attending Thomas Dale High School and Randolph-Macon College in Ashland. To keep in touch with the community, Will is a member of the Tri-Cities Young Professionals and Hopewell Prince George Chamber member.